XCEL FCU's Holiday Gift To You

Every time you use your XCEL FCU Platinum Visa® Credit Card you can earn Torch Points for thousands of items available through the uChoose Rewards® catalogue.

If you don’t carry our card yet, apply today and get a 0% APR* Introductory Rate with no fees at all…no annual fee, no balance transfer fee and no cash advance fee. Give us a call at 973.ASK.XCEL, option #4, or click here to apply!

Shop, earn, choose! Simply use your card at gas stations, supermarkets, drugstores, online and anywhere else to keep earning TORCH POINTS. The more you spend the more you earn!

For every $1 you spend, you’ll receive one (1) TORCH POINT** redeemable toward:

It’s free to enroll. Register your credit card today.

Redeem points easily too, just click below.