Every time you use your XCEL FCU Platinum Visa® Credit Card you can earn Torch Points for thousands of items available through the uChoose Rewards® catalogue.
If you don’t carry our card yet, apply today and get a 0% APR* Introductory Rate
with no fees at all
no annual fee, no balance transfer fee and no cash advance fee. Give us a call at 973.ASK.XCEL, option #4, or click here to apply!
Shop, earn, choose!
Simply use your card at gas stations, supermarkets, drugstores, online and anywhere else to keep earning TORCH POINTS
. The more you spend the more you earn!
For every $1 you spend, you’ll receive one (1) TORCH POINT
** redeemable toward:
• CASH • EVENT TICKETS • THEME PARKS • TRAVEL • GIFT CARDS • MERCHANDISE
It’s free to enroll. Register your credit card today.
Redeem points easily too, just click below.